How can I ensure I won’t get stuck with a student loan of my fiancé’s if I’m the co-applicant?

My fiancé is taking out a student loan and I’m the co-applicant. How can I make sure that if we separate (before of after being officially married) that I will not be responsible for any of the payments? Not only do I want to have all payments made by him, but I want to know if it’s possible to have my name removed from the loan altogether. I’m more worried about him falling behind on payments and having that reflected on my credit record. We’re talking about doing a pre-nup but I’m not sure it will be valid if we happen to split up before we’re officially married. Also, not sure if the loan company will transfer my name off the loan. What’s the best way to handle this?
We’ve filled out the application but haven’t mailed it in yet. As far as our relationship goes, I’m not worried about it, but I am trying to be smart as you just never know what will happen. While I would hope the marriage will last, I understand there’s always the possibility it just won’t work and that’s why I’m thinking ahead. You know, cause if K-Fed and Brittany can’t make it…… I guess the question is do you help out your spouse? You’re in it for life and to support each other. This is what he wants to do and I want to help him out with it. Also, the income he’ll receive from this will be much greater which will help us out later in a few years so the loan is worth it. On the other hand…..like I said, I’m also trying to look out for myself since you never know what can happen. Income and credit wise he’s probably a bit better off than I am actually. We thought adding me as a co-signer might improve his chances of getting the loan though.

Can I get a student loan for past tuition?

I had to put some classes on a credit card to finish my degree (Long story, but it was pretty last minute that I needed to take the classes and did not have time to apply for loans). Is there any way to transfer this debt out of a credit card and into a student loan?

Is it better to cash out a 401k or borrow take out a student loan during a hard time?

My husband lost his job and we don’t think he will get another job making as much money as he was. He has a 401k that we could cash out and pay off our debt. If we do that, we will be able to afford the necessities. Would it be better to take out a student loan t pay off this debt? Or cash in the 401k?

What’s a good loan bank to transfer a student loan to from Sallie Mae?

I’m concerned that my student loan with Sallie Mae is going to have issues now that it is being sold. Any idea of where else I could take my loan to and preserve my 4% interest rate?

Will a student loan affect my ability to get a home loan?

I’ve been looking for a house for a while. I found a few that I like, however, I’m going back to school too and I will need to get a student loan as well as a home loan (if I decide to get this house)

Do you know if I can close my Chase accounts/cc and keep my student loan through them?

I’ve moved out of state where there are NO Chase’s and was forced to open an account through another bank. I kept a few dollars in those accounts just in case. Now I want to close them. I still have a remaining balance on a Chase credit card that I would like to apply the monies toward. But I’m afraid if I close my accounts, it will some way effect my student loan or credit card. Does anyone have a clue?

Should I use my student loan money on useless/fun stuff, or a buy a house out of foreclosure?

I have always used student loan $ to live on, drinking and traveling etc. This semester I’m taking out a hefty loan in hopes of getting a great deal on this foreclosure. I no longer want to pay rent when I could buy a house for 2 years worth of rent. I also have dogs that need a yard!

Should I go broke, buy the house/make the repairs and live off what my fiance and I make (like we are now)? Or spend the money on a much needed new car and a trip to Egypt?
I only have 10k of student debt as of now and I graduate in a year. This student loan will put me up a few 10s of thousands.

Should I pay my student loan as much as possible or keep my money in the bank?

My student loan is the only debt I have. The return from the bank is 4.45% and I also have a CD account at 5%. The interest for the loan is lower than that. What should I do?
Thanks so much for all the answers; I have a lot to think about. Can you please help me choose the best answer?

What are some good Student Loan Consolidation Companies?

These crooks known as Sallie Mae have screwed me. Two years ago I started receiving my student loans, and the interest rate at the time was only 2%. I even have a sheet of paper stating that.

My total in loans was $42,000.

I get my statement in the mail last week and suddenly I owe them $57,000 and they jacked up my interest rate to nearly 18%. I nearly cried. I called Sallie Mae right away stating, I cannot pay $688.00 a month it is just ludicrous.

I only have a couple more weeks to find a cheap, but very respectable loan consolidation company. My sister uses Nelnet, but they haven’t gotten back to me yet.

For all of you college graduates what is a cheap, but VERY respectable and honest Student Loan Consolidation company?

You can email me with details if you’d like.

Thank You.

Can an overdue student loan be included in a bankruptcy discharge filing?

I have been unable to repay my student loan for the past 11 years. I am considering bankruptcy. Will this help me?