I need a student loan for about 15k-20k.
I don’t want to have to start paying it back until after I graduate.
I also don’t want the loan to have interest on it while I’m not paying.
Any suggestions where I should apply for one??
(Also my credit is not the best either, it is probably good or fair)
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I currently owe $45,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since I am not a US citizen. I was not able to get a visa so I had to leave the US. I live in Europe now.
I understand that declaring bankruptcy would not cancel out the student loans, but I have read that bankruptcy could cancel out credit card debt. I have a good credit score (790), so given some time, with an even higher credit score, I may be able to transfer my loans to a few credit cards.
What are the laws regarding credit card debt and bankruptcy? What difference does it make that I am not a US citizen and do not live in the US?
I have a private loan in the amount of $4,000 in default. It was a student loan that I wasn’t able to pay on while unemployed. I didn’t know about the economic hardship rules. Anyway, I know that I can get federal grants for certain because I was even able to get them when I had a federal student loan in default. Now that it’s out of default and paid in full, can I still get federal loans like a stafford loan? Or will I have to pay the private loan in full as well in order to get any financial aid?
College education is one necessity in life anyone desires to have. It is for sure that the higher you get with college education the better the job you will get in future, the higher you get paid and the more comfy your life becomes. But nothing good comes easily! College Education is becoming so expensive and many are on the look out for extra finances just to meet this need.Did you know that this can easily be solved by getting enough information and advice on College Financing Programs? Well let me just make it clear for you. College Financing Programs give you, as college student, clear and detailed information on financing your college education. Do not go blindly into any kind of college financing without a clear mind on what it entails. You need to know that this information is available for you and there are so many government and private college financial institutions that offer the information.
You need a good plan for this so that even before going to the college of your choice you will smartly decide who should be your college financier basing on the requirements of that college. Your school advisor this time round is a key person you should consider talking to about college financing. He should explain in details on how college financing will help you go through the college life and just how it can affect you and your family while in college and after you are done with it.
Just like always, you will find so many documentations to read and agree with, sign and apply and all this may lead to so much confusion in your mind. But many institutions offering college financing are a bit organized and just by following their guidelines, you will get there, believe me! For instance, the federal government has good quality online information that with many defined links connecting to the ideal application forms to the college financing. In the college financing guide you will also learn of the available student loan programs, estimate the cost for college education; get info about the effects of defaulted loans and even funding alternatives.
Once you have made up your mind that you need a college financier the links to these college financing websites will help you find the best and a step by step approved application process that will leave you smiling for achieving something.
And Just before I forget! let me give you my last word, that undeniably, university and college education is proving quite expensive these days, and for sure we all want to go through this education just to achieve more for the sake of our future and the generations to come. We are left with no choice but to comply with this changing and devastating stipulation. Well what do we do? Let’s get positive and learn more about how we can finance this education however expensive it is. So get this college financing information yourself and let it stick in your mind so that when you go to look for the financiers you will have a concrete idea on what you expect and a better choice of college too.
Poly Muthumbi is a Web Administrator and Has Been Researching and Reporting on Student Loan Consolidation for Years. For More Information on College Financing, Visit Her Site at COLLEGE FINANCING
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I have a very good credit score and would like to apply for a student loan, but all the companies don’t accept an international student without a cosigner. If I apply using my SSN pretrending being a citizen how the lender will find out I am not a citizen?
When they contact the university will they find out I am not a resident and cancel my application?
It is possible to pay for college with a federal student loan. This is usually referred to as post-secondary financing option.
Applying for a Federal Student Loan for College is quite simple providing you follow the instructions on the application form.
The federal student loan program helps college students and their parents meet the cost of pursuing higher education. The first thing a student (or prospective student) needs to do is to fill out a FAFSA (Free Application for Federal Student Aid) form. It is available online or from the Financial Aid Office at post-secondary institutions.
The application is free and a student will not qualify for a federal student loan for college unless this application has been submitted. Within 30 days after submitting the FAFSA application, the student will receive a Student Aid Report (SAR) in the mail. A copy of the SAR is sent to the school the student is planning on attending.
Within two weeks after the SAR is received, the student will receive a letter from the Financial Aid Office of the school he or she is planning on attending. This letter will state how much financial aid the student will receive and how this financial assistance will be structured.
The award letter will indicate whether or not the student has been awarded the Stafford Federal Student Loan for college. If the Stafford Loan has been awarded, the student must fill out an application form in order to get the required promissory note. The student then signs the promissory note in order to receive the loan proceeds.
Once the promissory note is signed, it must be mailed to the office listed on the application form. It is a good idea to keep a copy of the promissory note for your own records. Stafford Loan recipients need to keep in mind that the funding offered is for one year only. A new FAFSA and loan application must be submitted each year.
If a student was not awarded a Stafford Student Loan, alternative sources of financing for college are available. It is possible to get financing for post-secondary studies from private sources. In the case of a person who gets approval for a Federal Student Loan for college but the amount of the loan is short of the amount of funding needed, this is a viable option. A private student loan center will be able to provide assistance to those people looking for alternate sources of financing for post-secondary education.
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hot-student.blogspot.com To get more interesting videos…. This video is about Student Loan Consolidation Fixed Rate ( Bollywood Song Of Laughter )
With modern technology, the internet offers students many opportunities to study for online college degrees. Students can also find a wealth of information regarding their online education ambition, for instance like how to apply for college student loan, how to find the right online college degree program for a wide variety of other online education information.
Since many prospective online students are usually working adults, more and more people are turning to the internet to obtain a college degree education program, studying completely from the internet.
However, do be careful when you choose an online college to study with. Beware of fake college degree scams. What many students fail to do is to research the online collegess accreditation process. This is a vital process and is done to make sure that the online college you chose to study from is genuine and creditable.
Since the benefits of an accredited college degree are plentiful, potential students need to ensure that the online college they study with offers fully accredited degrees. An accredited college degree is an endorsement and recognition that you have received a certain level of standard and quality in your education.
However, in the online degree industry, scams abound. There are many so called “degree-mills” on the internet which promise that you will receive degrees in half the time that is normally taken to study for a degree and some even to go as far as to claim that you can earn a college degree even without studying or taking examinations.
These scams and fake “colleges” only want your money and when you are done with them, you will be left with a degree that has not been through a proper accreditation process or worse, you will receive a fake college degree which is completely worthless. So you must beware of them.
A properly accredited online college degree program ensures that a student is receiving a high quality education that is the standard among colleges and universities both online and offline. By being accredited, it holds the online colleges and universities accountable for their performances and this auger well for employer’s confidence in the degree’s credibility.
By having a fully accredited online college degree by the proper governing boards ensures that your hard work is rewarded. Employers and other learning institutions will accept your degree as being credible.
Students who wish to apply for college financing can only do so if their college is properly accredited by the proper educational boards. No banks will give any college student loans to students who are intending to study with a college without accreditation.
Furthermore, in order to transfer your credits to another educational institution that is accredited, you have to receive a degree from an accredited college or university online.
While the internet is a good medium where students from all over the world with internet access can obtain get a college degree education, you should by all means avoid being a victim of such ruthless scams. Proper accreditation ensures that your online degree will be respected by your employers and other colleges and universities should you wish to go for your post graduate degree.
It is therefore imperative that you research your chosen college’s accreditation process thoroughly before committing to any online college degree program. This will make sure that the accredited online college degree you will obtain is properly accredited through the proper state or regional boards. By doing your research well, you will avoid being a victim of fake college degree online scams may cost you lot of money, time, hard work and heartache.
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i may need a student loan. has anyone had a really great experience with a certain lender? are there any that i should avoid completely? i need one from a private lender, not the government or through my school.
